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Subject: The Mother of all Ponzi schemes......
RockyMTNClimber    6/6/2010 1:45:08 PM
An excellent analysis of why we are in serious trouble, how we got here, and why we aren't correcting the problem. The links are a bit technical but it's worth wading through it. ht**tp://www.americanthinker.com/2010/06/worse_than_a_depression.html As the economic crisis approaches the two-year point, it is apparent that "this time is different." Few analysts believe that we are going to recover from this Great Recession in a fashion that resembles prior recoveries. Most argue about how long it might run (Japan's recovery is now two decades old), and whether inflation or deflation results. Two years into the problem, these issues are still unclear. It is understandable why the duration of the recovery might be moot. Less clear is why economists cannot agree as to whether there will be deflation or inflation. After all, these outcomes are polar opposites of one another and critical knowledge: "I believe that getting the inflation/deflation story right is the single-most important investment decision that needs to be made. It will determine the investment outcome of portfolios over the next decade." - Jim Puplava, FinancialSenseOnline, July 24, 2009 Inflation and deflation proponents have intelligent, reasoned arguments. Both have some representatives that were not "surprised" by the events of 2008. How is it possible that intelligent people can forecast such opposite outcomes? The differences, in my opinion, arise from two primary sources: ?1. The schools of economics themselves ?2. The time horizon Schools of Economics Each school is complex, and not as simplistic as this short treatment might suggest, but here are the basics: The Keynesian school of economics believes that aggregate demand is the driver for economic outcomes. If aggregate demand is too low, an "output gap" (the difference between current demand and demand necessary for full employment) is said to exist. Because demand is "insufficient," upward price pressures are claimed to be not possible. Monetarists and Austrians believe, as Milton Friedman was fond of stating, that "inflation is always and everywhere a monetary phenomenon." While these schools otherwise differ tremendously, both understand money to be the driver of inflation. Virtually all Keynesians, as a result of the output gap, believe that deflation is the likely outcome of our current situation. Keynesians did not believe the stagflation of the late 1970s was possible. That period had "insufficient demand" but high inflation, theoretically an oxymoron in the Keynesian system. Their continued insistence on more stimuli suggests that their notion of "output gaps" still plays a central role in their thinking. Monetarists and Austrians disagree with Keynesians on virtually everything and frequently disagree with each other -- except on the critical role of money in the economy. Their methodologies and monetary processes differ, but both monetarists and Austrians recognize the possibility of an "output gap" coexisting with inflation. The Time Horizon Current data support the deflationist position. Money supply is shrinking and there is no inflation, at least as measured by the government's CPI calculation. There are few signs of economic recovery despite the "green shoots" melody sung by government and their media minions. Monetarists and Austrians would agree that price increases in a deflationary environment are impossible. (The original definitions of inflation and deflation were in terms of inflating or deflating money supply.) Those who expect inflation, therefore, also expect a rising money supply at some point. Reconciliation of the different positions becomes tractable if one allows for different time horizons. In fact, I would argue that both sides of the debate are correct -- i.e., we will have deflation followed by inflation. Argument for Deflation Financial Armageddon describes government actions thus: Throughout the financial crisis, policymakers have focused on keeping things afloat until the storm passes. They've spent vast sums of taxpayer funds trying to jumpstart growth until the economy is back on track. They've encouraged people to keep the faith until businesses start hiring again. Servicing existing debt is impossible because income levels are not high enough to do so. The economy cannot grow large enough fast enough to offset this problem. Debt will be liquidated by default/forgiveness. Government has been unwilling to accept a downturn, adding more debt in hopes of generating a miracle that cannot arrive. The danger, as expressed by Financial Armageddon, is that the presumed "untils" do not happen: But what happens if all those "untils" turn out to be wide of the mark? What if the carnage we've experienced so far is structural, not cyclical? If that's the case, then Americans are going to find that instead of experiencing better times ahead,
 
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RockyMTNClimber       6/6/2010 1:59:53 PM
Okay, the links didn't follow the post. Please go to the original American Thinker article to find them. The answer is of course to properly flush Keynesian economics and do at the national level what you need to do at home in rough economic times.
 
1. Reduce internal spending (local, state, and federal). Freeze the budget at pre-TARP levels and begin further reductions at a marginally lower levels. Hey, stop digging!
 
2. Reduce taxation and regulatory costs of employment. This will make the US more competitive on a cost basis with other employment markets.
 
3. Harvest the US's natural energy surpluses. This will reduce the cost of consumption and employment. It will make US more competitive in our manufacturing and agricultural sectors, increase investment, and the cost of employment.
 
CheckSix
 
Rocky
 
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CJH       6/6/2010 2:03:01 PM
 
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YelliChink       6/6/2010 2:48:21 PM


Now we should start calling it Great Depression II. It will soon followed by WWIII. It's kind of like a repeating pattern:
 
World War => Boom and Bust => Recession into Depression => Phony Recover => World War Again.
 
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RockyMTNClimber    Next world war...   6/6/2010 3:07:54 PM
 
WWI - Millions killed in brutal trench warfare featuring Mustard gas and massed attacks against machine guns.
WWII - Hundreds of Millions killed in heavy carpet bombing of civilian centers, scorched earth blitzkriegs, unchecked genocides in all theatres of the war, and cheerfully concluded in a pair of nuclear blasts.
 
WWIII (or IV depending upon how you the Cold War) -    ????????
 
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CJH       6/6/2010 3:28:44 PM
"Keynesians did not believe the stagflation of the late 1970s was possible. That period had "insufficient demand" but high inflation, theoretically an oxymoron in the Keynesian system."
 
IIRC, the 70s for the US was a time of economic structural problems.

The government, at least as I had been told on occasion, was printing money to help pay its bills (Vietnam, the Great Society, etc). Nixon took us off a long standing international fixed monitary exchange agreement and let the dollar float against the DM, Yen, SF, FF, etc. We were importing more stuff (oil included) and the price of imported stuff went up as the value of the dollar fell (oil crisis era).

We had a large union scale earning work force in the soon to be rust belt working in industries which were characterized by archaic levels of productivity (archaic processes, methods, etc). Medical care costs, pension expenses, i.e. benefits costs in these industries were going up as the mainly WWII generation there on the job was aging. So the prices of their products was going up while quality was going down and output did not rise. I.e, more money was being taken up by an set number of jobs, so to speak.

So, stag-flation would be consistent with these observations.

I might note that the government was clearly taxing us through so-called bracket creep where inflation more or less put ordinary working people in higher and higher tax brackets as the amount of money needed to pay the rent and buy groceries (and their wages were adjusted for inflation, barely) keep ever increasing. So working people were owing percentages of their income originally intended the "rich" at tax time.
 
"Throughout the financial crisis, policymakers have focused on keeping things afloat until the storm passes. They've spent vast sums of taxpayer funds trying to jumpstart growth until the economy is back on track. They've encouraged people to keep the faith until businesses start hiring again."
 
The political instincts of legislators tend to key on the short term situation. Obama isn't doing much at all to keep the private economy afloat, only the government economy. "Stimulus" is really government jobs bailout at taxpayer expense. Current US economic policy is set to destroy all private jobs (while maintaining plausable deniability) not necessarily helpful to people in government.
 
"Servicing existing debt is impossible because income levels are not high enough to do so. The economy cannot grow large enough fast enough to offset this problem. Debt will be liquidated by default/forgiveness"
 
This as I understand it defines the conditions which led to the great depression's deflation. That is, people had gone overboard on installment loans in the twenties which fired up the economy at first. But the growth of their debt obligations exceeded the growth of their income. The factories continued to produce beyond the market's capacity to buy. Of course, we are seeing government debt going beyond a capacity to pay down while personal debt burdens people's capacity to pay taxes to pay off government debt.
 
It is very instructive in this context that Obama strictly abstains from measures to grow the private economy to start amassing revenue against the ballooning our public debt burden.
 
After all, federal revenue doubled under Ronald Reagan. If the defense buildup took a great part of that revenue, that buildup forced the USSR to stand down which in turn gave Bill Clinton his "peace dividend".
 
A thing of mine has been the belief that the 18% interest and the late fees from credit cards banks were benefitting from for so long accustomed them to become generally slack knowing the credit card income would make up for misdeeds.
 
"Additional debt is of little value. Debt's Quote    Reply

PlatypusMaximus       6/7/2010 2:09:23 PM
From Aurthur Laffer
(snipped from today's WSJ)

...On or about Jan. 1, 2011, federal, state and local tax rates are scheduled to rise quite sharply. President George W. Bush's tax cuts expire on that date, meaning that the highest federal personal income tax rate will go 39.6% from 35%, the highest federal dividend tax rate pops up to 39.6% from 15%, the capital gains tax rate to 20% from 15%, and the estate tax rate to 55% from zero. Lots and lots of other changes will also occur as a result of the sunset provision in the Bush tax cuts.

Tax rates have been and will be raised on income earned from off-shore investments. Payroll taxes are already scheduled to rise in 2013 and the Alternative Minimum Tax (AMT) will be digging deeper and deeper into middle-income taxpayers. And there's always the celebrated tax increase on Cadillac health care plans. State and local tax rates are also going up in 2011 as they did in 2010. Tax rate increases next year are everywhere.

 

Now, if people know tax rates will be higher next year than they are this year, what will those people do this year? They will shift production and income out of next year into this year to the extent possible. As a result, income this year has already been inflated above where it otherwise should be and next year, 2011, income will be lower than it otherwise should be.

 

Also, the prospect of rising prices, higher interest rates and more regulations next year will further entice demand and supply to be shifted from 2011 into 2010. In my view, this shift of income and demand is a major reason that the economy in 2010 has appeared as strong as it has. When we pass the tax boundary of Jan. 1, 2011, my best guess is that the train goes off the tracks and we get our worst nightmare of a severe "double dip" recession.

In 1981, Ronald Reagan—with bipartisan support—began the first phase in a series of tax cuts passed under the Economic Recovery Tax Act (ERTA), whereby the bulk of the tax cuts didn't take effect until Jan. 1, 1983. Reagan's delayed tax cuts were the mirror image of President Barack Obama's delayed tax rate increases. For 1981 and 1982 people deferred so much economic activity that real GDP was basically flat (i.e., no growth), and the unemployment rate rose to well over 10%.

But at the tax boundary of Jan. 1, 1983 the economy took off like a rocket, with average real growth reaching 7.5% in 1983 and 5.5% in 1984. It has always amazed me how tax cuts don't work until they take effect. Mr. Obama's experience with deferred tax rate increases will be the reverse. The economy will collapse in 2011....

 

 

 
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